In the restaurant industry, business fluctuates throughout the year. During busy seasons, restaurants must hire more staff to maintain service and quality. Restaurants may hire extra hosts, servers, delivery people, and cooks.
Like full-time employees, temporary and part-time workers risk injuries on the job. In fact, the busy season may be more strenuous than other times of year, increasing the risk of injury. Workers' comp can help in navigating employee injuries that occur on the job, including temp and part-time workers.
It is a legal requirement for bars and restaurants to have various insurance policies, including workers' compensation coverage for all employees.
If an employee experiences a work-related injury, workers' compensation covers medical expenses, prescription drugs, lost income, disability, and more. With workers' compensation, your employees don't have to worry about high medical costs and can focus on healing and returning to work.
All employees qualify for workers' compensation benefits. In fact, restaurants and bars must show proof of their policy to receive required permits.
Workers' compensation insurance isn't limited to full-time employees alone; it also provides crucial support to seasonal and part-time workers.
Seasonal employees play a vital role in restaurants, bars, and nightclubs, especially during peak periods like spring and summer, particularly in tourist destinations, and holidays when customer traffic surges.
Recognizing the predictable nature of their busy seasons, businesses can prepare by hiring additional staff. Additionally, part-time workers offer flexibility by filling the gaps during specific peak hours in the evening when establishments become bustling with patrons. These part-time and seasonal employees are often more cost-effective and adaptable, making workers' comp insurance essential for providing coverage and protection to a diverse workforce.
Seasonal staff may not be with your business year-round, but they still play a critical role in keeping your establishment afloat. Without seasonal staff, your business couldn't live up to its expectations during the most profitable times. You are more likely to see an influx of bad reviews and lose customers if you don't have enough staff.
When workers have access to a workers' comp policy, they don't have to fear injuries or illnesses that may cut their income. Without adequate medical and rehabilitative care, workers' injuries may not improve, and they may find it difficult to return to their previous occupations.
The average injured restaurant worker in the United States needs at least one day off work. Workers' compensation provides financial security to your employees as they recover.
Part-time and seasonal workers are essential for running a bar, restaurant, or nightclub. To be successful, business owners require various forms of insurance, including workers' comp and bar insurance. Contact us about restaurant coverage if you want to protect your temporary and part-time employees.
At RMS Hospitality Group, our expertly crafted policies are written specifically for the hospitality industry. We offer custom-tailored solutions to meet any venue's specific needs. For more information, contact our knowledgeable experts today at (888) 359-8390.
At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time.
