Foodborne illness claims are a constant issue for those in the food and hospitality industry. Every restaurant, cafe, coffee shops, etc. at some point faces the threat of being hit with a foodborne illness claim. From e-coli breakouts in lettuce shipments to favorite burrito shops having to warn customers before they eat their product, this kind of threat is always apparent.
Those who fall ill after eating at an establishment may take matters into their own hands and seek legal help to bring a claim against the place of origin. In this case it’s important for a bar, restaurant or cafe to have knowledge of the right hospitality insurance programs that can help guard against possible legal and reputational losses. But recent lawsuits have shown that food company executives and restaurant owners need to do more than just go for the first insurance coverage program available and stay educated on the state of foodborne illness claims.
When a possible foodborne illness claim is made against a restaurant, for example, they should first take steps to identify the source of the illness. If it turns out that someone is actually sick due to food poisoning then the restaurant in question should do their best to make sure no one else is contaminated. This can be done through a series of steps and questions to better identify the issue:
It’s best to ask these questions and look into these issues, and others, to better understand the exact source and help to make your case against possible claims. While dealing with foodborne illness claims are tough for those affected by it, it also produces plenty of legal and reputational issues for the restaurants and cafes in question.
At RMS Hospitality Group, our expertly crafted policies are written specifically for the hospitality industry. We offer custom tailored solutions to meet any venue’s specific needs. For more information, contact our knowledgeable experts today at (516) 742-8585.
At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time.